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Jakarta Jakarta Fried Chiken

Namanya memang belum setenar waralaba ayam goreng yang banyak beredar di Indonesia seperti McDonald's, Kentucky Fried Chiken, Texas Fried Chiken maupun California Fried Chicken. Namun Jakarta Jakarta Fried Chiken mencoba eksis di pasar yang sama.

Ditengah-tengah dominasi pasar waralaba asing tersebut, tidaklah menyurutkan semangat M.Bintoro ( 42 ) untuk merintis bisnis ayam goreng fried chicken, sebuah menu yang simpel dan banyak disukai oleh berbagai kalangan masyarakat.
       Dari sekedar hanya iseng-iseng berjualan ayam goreng di tahun 2002, bapak satu anak ini akhirnya mampu mengembangkan bisnis ayam goreng ini menjadi puluhan outlet di kota Yogyakarta, Solo,Semarang, Malang dan kota-kota lainnya di pulau Jawa. Bersama sang istri, M.Bintoro iseng-iseng mencoba bisnis ini.
" Awalnya saya ingin membuka bengkel baru, tapi banyak kendala, maka akhirnya iseng-iseng bikin ayam goreng dan ternyata direspon positif," kenang Bintoro saat awal-awal membangun kerajaan bisnis ayam gorengnya dengan berjualan ala kadarnya di pinggir jalan.
       Alumnus Universitas Sanata Dharma Yogyakarta ini memang mengawali usahanya dari sebuah bengkel bernama " Banteng Motor " karena ia mempunyai prinsip untuk tidak mencari pekerjaan.
" Tapi saya ingin membuka lapangan kerja, karena hal itu akan menjadi suatu kebanggaan tersendiri bagi saya," tuturnya.
       Bisnis waralaba ayam gorengnya sengaja dibuat dengan harga murah kepada siapapun yang berminat mengembangkannya di daerah asalnya. Dimana calon pengusaha cukup membayar Rp5,4 juta untuk masa 3 tahun dengan ditambah royalty fee sebesar 4 % dari omzet penjualan ayam, tidak termasuk omzet penjualan produk atau bahan-bahan lainnya diluar ayam.
       Harga ini menurut Bintoro jauh dibawah tarif waralaba yang selama ini dikenal mahal dan berharga puluhan juta. Dengan persyaratan yang mudah dan sederhana ini memang memberikan peluang besar kepada siapa saja untuk terjun dalam bisnis ayam goreng Jakarta-Jakarta Fried Chicken ini.
" Saya memang ingin sekali kalau yang muda-muda atau kalangan mahasiswa terjun dalam bisnis ini. Cara menjalankan usaha inipun sangat mudah. BEP terjadi jika laku 55 potong dalam sehari." ungkapnya.
       Nantinya mitra akan diberikan pembekalan dan pelatihan mengenai teknik produksi dan pengolahan sehingga kesamaan produk franchisor tetap terjaga mutunya.
       Bagi yang berminat untuk menekuni bisnis ayam goreng Jakarta-Jakarta Fried Chicken ini dapat menghubungi M.Bintoro atau Ibu Sri Wahyuni di 0817461897 atau 0274-888-256, Waralaba Jakarta-Jakarta Fried Chicken - Jl. Kaliurang Km 8 - Yogyakarta. n

How to Choose Health Insurance

Most of the time it's a lady shopping for the Health Insurance, in families it's Mom, in companies it's payroll/book-keeper (also sometimes Mom in small companies). The guys just say 'I never use it', and leave the room.

The primary concerns are usually Office Visits, Rx (Prescription Drugs) and Hospital stays. Since ladies are usually looking more closely, we often find Maternity in the list of concerns, when the guys stay in the room, sometimes we are asked about Chiropractic. This is not ALWAYS the case, just the usual mix of concerns. You should definitely read the summary of benefits BEFORE using my comparison method. Both plans should be acceptable to you, you just want to know which makes sense financially.

Having been in thousands of discussions about Health Insurance I have found a simple way to compare High Deductible plans that cost less monthly, to Low Deductible Plans that cost a lot of money monthly. It is basically this:

Add up the annual cost of the High Deductible plan, say $100 per month times 12 = $1200 per year.
Add up the annual cost of the Low Deductible plan, say $300 per month times 12 = $3600 per year.
Subtract the smaller: $3600 minus $1200 = $2400, that is the yearly savings if you choose a High Deductible Plan.

Now, you don't use the deductible to compare, but a feature of PPOs called "Maximum out of Pocket" or "Stop Loss". That is your worst case scenario, everyone is sick, or everyone is injured and you all meet your deductible and co insurance up to that number, say $10,000 for a family.

At that rate, saving $2400 per year, you would have to go about 4 years to save the money you would need in a worst case scenario.

In my own case, family of 5, Los Angeles rates, a Low Deductible Plan is over $1000 per month, a high deductible plan is less than $300, we save over $8000 per year, and have been saving for over 12 years (we have an HSA, with a $3400 deductible, $10,000 max out for the family).

Many newer High Deductible plans like TONIK, from Anthem Blue Cross ,include Preventative, Dental and Vision benefits, which are more likely to be used than major medical. We all need a teeth cleaning, we don't all need a transplant, so those plans make sense to many people, and are extremely popular.

My comparison system still works, you simply add the cost of buying separate Dental and Vision to the cost of the plan without them, that really makes the newer plan including those benefits desirable, if you would use those extra benefits.

It's a simple rule really, and can be applied to other benefits, like Glasses on a Vision plan:

Vision coverage is $3 per person per month, with Lenses and Glasses covered it's $10.
You have 10 in your group, so that is $100 per month, $1200 per year.
Only two wear glasses, everyone else just needs the exam.
You only need exams for most, so that's $3 per month times 10, $30 = $360 per year.
You simply buy new glasses every two years for the two who wear them, and save $840 per year.

Once again, the focus here is on financial aspects of insurance, not the benefits, which must be weighed separately, and could be called "Getting a good deal". This method can tell you if you are "Getting a good deal" financially, comparing benefits is another story. Which I intend to write soon!
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